Retirement planning is not just about making sure you have enough to live on, it’s about making sure you have enough to live for.

There are the holidays we plan and save for and then there are the unexpected ones; the best friend who decides to get married in Bali; the first grandchild is due on the other side of the country; or the special family get together to mark a significant milestone.

A ‘side hustle’ is something that you do outside your normal job that produces additional income.

Let’s face it, buying a house is probably the biggest financial decision you’ll ever make in life. Home ownership, whether investing or buying, is still very much the Australian dream. We are bombarded with TV programs about renovating, building and buying your ideal home.